Now a growing number of car insurance products on offer. Therefore, the principle carefully before buying, need to be applied, so as not to regret later. Before deciding to choose one of several auto insurance products are offered:
1. Determine the type of insurance coverage desired. Protection as a whole (All Risk) gives the best protection, but you need to take into account the economic side.
2. Do not be fixated on the size of the premium to be paid. See the company's credibility, especially in terms of services, claims handling and financial capacity.
3. Many insurance companies are credible and bona fide, though without the support of re-insurance companies. But there's no harm in finding out the track record of re-insurance company (if any).
4. Does the company provide additional benefits, such as 24-hour claims service, free towing, insurance claim process 24 hours, etc?
5. It is better you see the company's partner shop network. How much, where it is located and how the quality of these workshops.
6. Understand exactly anything what your rights and obligations. What should you do and what not. Are there any exceptions in the policy contract, what the pros and cons for you?
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